The current discussion on healthcare should not be focused on moral rights and obligations. The current financial crisis in some ways mirror the next explosion -healthcare. There is no transparency in terms of what employers and consumers are really paying for. There is no transparency in terms of what they may pay in the future. Nnne of the solutons are based on determining the impact of health risk on financial risk for those paying for it. Widening market forces or creating mandates with blindfolds on is destined for doom.Economic incentives do matter- I agree and more importantly hoe we align those incentives to the right folks and know if its actually working.